Affordability Self-Assessment
Check what your paycheck can carry — before you apply.
Responsible lending starts with you. Enter your figures below to see your maximum comfortable instalment and the loan amount it could support. Everything is calculated on your device — nothing is sent or stored.
- Maximum instalment availableM0.00
- Estimated loan you could qualify forM0.00
- New nett after PCL instalmentM0.00
- Instalment as % of gross salary0.0%
- Your estimator instalmentM879.16
Guide only, using a 30% of gross affordability benchmark and PCL’s 10% p.a. rate. Your formal assessment at our offices verifies payslips, bank statements, and existing commitments, and always takes precedence.
Ready to start dreaming?
Use our estimator to see what your loan could look like — then talk to us.
Platinum Credit Ltd is a 100% Basotho-owned microfinance institution and registered credit provider, licensed and supervised by the Central Bank of Lesotho (Tier 2). Every application undergoes an affordability assessment — we will not extend credit an assessment indicates you cannot reasonably repay. A full pre-agreement statement of cost is provided before any funds are advanced, and a statutory cooling-off period and early-settlement options apply in line with the Financial Consumer Protection Act No. 7 of 2022. Interest rates and fees shown on this site are indicative; your binding cost of credit is set out in your personalised quotation. Borrow responsibly.
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Thulo Building, Maseru 100, Lesotho · +266 2232 4412