Loan Estimator
See your instalment before you apply.
Move the sliders to estimate a monthly repayment at our 10% per annum rate. Our team confirms your personalised offer after a full affordability assessment.
Request a Formal QuoteFigures are indicative, calculated on a reducing-balance basis, and exclude initiation and monthly service fees, which will be disclosed in your pre-agreement quotation. Final terms depend on your affordability assessment.
Ready to start dreaming?
Use our estimator to see what your loan could look like — then talk to us.
Platinum Credit Ltd is a 100% Basotho-owned microfinance institution and registered credit provider, licensed and supervised by the Central Bank of Lesotho (Tier 2). Every application undergoes an affordability assessment — we will not extend credit an assessment indicates you cannot reasonably repay. A full pre-agreement statement of cost is provided before any funds are advanced, and a statutory cooling-off period and early-settlement options apply in line with the Financial Consumer Protection Act No. 7 of 2022. Interest rates and fees shown on this site are indicative; your binding cost of credit is set out in your personalised quotation. Borrow responsibly.
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Thulo Building, Maseru 100, Lesotho · +266 2232 4412