Who We Are
Financial inclusion, cut like a gem.
Founded in September 2020 and headquartered in Maseru, Platinum Credit Ltd is a dedicated 100% Basotho-owned, Tier 2 licensed microfinance and registered credit provider with the Central Bank of Lesotho. We serve individuals in the public and private sectors, as well as micro, small and medium businesses — empowering clients to start or grow businesses, manage household cash flow, invest in education, build assets, and weather financial shocks.
- 2020
Licensed & established — officially licensed as a microfinance institution, committed to responsible, accessible credit.
- 2021
Tier 2 elevation — elevated to Tier 2 status in just one year, reflecting rapid growth, operational soundness, and regulatory adherence.
- 2025
Operations resumed — following the settlement of a protracted legal matter, PCL resumed full operations, stronger and recommitted to Basotho.
Why Choose Us
Community rooted. Regionally bold.
We don’t just serve communities — we’re part of them. Our success is measured by their prosperity.
Deep Lesotho Expertise
We understand the local market, culture, and challenges intimately — products designed with and for the people of Lesotho.
Inclusive Empowerment
Levelling the financial playing field so women, youth, entrepreneurs, and marginalised communities get the tools they need to thrive.
Integrity & Trust
Relationships built on transparency, ethical lending, and accountability — with clear pricing and no hidden fees.
Innovation for Impact
Embracing technology and creative solutions to make finance faster, simpler, and more accessible across Lesotho.
Resilience & Hustle
We champion the grit of small business owners and adapt alongside them — turning challenges into opportunities for growth.
Strong Governance
Robust risk management and full adherence to Central Bank of Lesotho regulations, led by an experienced Board of Directors.